Warren Buffett, chairman of the board of directors of Berkshire Hathaway, said in an interview with the media that although driverless cars are good for society, they will affect the income of insurers in the long run, thus "subverting the insurance industry." ".

Buffett is accepting the CNBC financial channel CNBC: "Any design that makes cars safer is good for the society, but it is not good for the insurance industry. The auto insurance industry has been working hard to make cars safer, such as the use of equipment such as seat belts. If there is no accident, there is no need to buy insurance."

Bill Gates, founder of Microsoft in the United States, believes that it will take another 15 years for driverless cars to have a significant impact on the entire insurance industry. However, even then, no company would dare to assert that its driverless car can completely avoid traffic accidents.

Buffett believes that the improvement of road safety conditions by driverless technology is the latest achievement in reducing traffic accident mortality. These advances are due to technological advances and the unremitting efforts of relevant people.

In fact, although driverless cars can avoid many human errors in traditional driving, they also have their safety risks, such as the impact of bad weather on sensors and the “blue screen of death” caused by network interruption.

Who should pay for the accidents in the application of driverless technology has always been one of the important obstacles to the promotion of driverless technology. In the event of an accident, it is difficult to define who should bear the responsibility of the car manufacturer, third-party navigation software or sensor system supplier.

Last year, Volvo has publicly stated that in the future, if a driverless car has a traffic accident, Volvo will be responsible for the entire accident caused by the car in the unmanned state, but the attitude of other car manufacturers is not clear.

Some analysts believe that the full popularity of driverless cars may prompt insurance companies to develop new "unmanned insurance."

At present, nearly 20 companies in the world have entered the field of driverless vehicles. In addition to automakers such as Tesla, Mercedes-Benz, BMW and Audi, they also include Internet giants such as Google. In China, Baidu, Beiqi, GAC, SAIC, Changan, BYD and other companies have also stepped into this field.


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